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New York auto Accident Law firm Accident Law

A lawyer for car accidents will be your advocate, ensuring your side of the story is presented. They will discuss your case with the insurance company and present your case in front of a judge and jury, if required.

Some states have a tort liability system while others have no-fault laws or auto accident lawyer insurance. In any case, there are strict time limitations, referred to as statutes of limitations that must be followed.

Fault

The determination of fault is a vital element of the legal insurance claims process. In certain situations, like rear-end collisions or other similar situations, it could seem simple, but in other cases, it's not. The state laws and facts of each case are used to determine the fault. Some states apply pure comparative negligence. In this case, the percentage of fault you bear in an accident determines what damages you can claim.

If you're found to be more than 51% accountable however, you might still have a chance to collect some of your damages with additional insurance like MedPay or PIP policies. In addition, some states apply modified comparative fault. These laws allow injured motorists to utilize their own insurance coverage to cover costs, even if are found to be partially responsible for the accident.

It's normal to feel upset and try to blame someone else for an accident. But, this can backfire and lead to costly mistakes in the end. A competent lawyer can help you avoid these pitfalls and provide the information you need quickly and accurately.

Damages

Damages are payments made to compensate victims for financial loss they suffered as a result of a third party's negligence actions. This kind of compensation could cover a wide range of losses, such as medical costs and lost wages, income as well as damage to the vehicle. A skilled lawyer for car accidents will examine invoices, receipts, and other financial documents to accurately calculate the amount of special damages you are owed.

Non-economic damages are harder to quantify and usually include intangible harms like pain and suffering. Insurance firms are known to devalue this kind of compensation. It is important to speak with a seasoned tort lawyer to ensure that your damages have been fairly assessed.

If you have suffered serious injuries or losses that exceed the limits of insurance coverage in New York, you may be able to get around the no-fault law and file a lawsuit for non-economic and financial injuries, including pain and. However, as New York is a comparative negligence state, your claim will be reduced by the percentage of fault that is assigned to you. A skilled attorney will do everything to maximize the damages you can claim.

Statute of Limitations

In the event of a car crash, the statutes of limitations are the time frames that you must sue to recover damages. Typically, this is three years however it may vary depending on the type of lawsuit as well as the state's laws.

Statutes of limitations are essential because they guarantee that claims in court can be investigated properly before the deadline elapses. After this time, it may be too late to locate witnesses, physical artifacts like tire marks and debris may disappear or become eroded, and public records may be lost.

As the years pass, witnesses tend to forget important information. It's not realistic to expect that eyewitnesses could recall all the details of a car crash that occurred 15 years ago. A statute of limitations also prohibits plaintiffs from seeking legal action too quickly after an incident as it could unfairly prejudice the jury against them. This is why it's always crucial to speak with a New York car accident lawyer and start the process as soon as it is possible.

Insurance

New York law requires all drivers to have car insurance. This type of insurance is designed to compensate the policy holder and their passengers for their economic losses in an accident, regardless of who was at fault. This type of insurance is called Personal Injury Protection (PIP) or no-fault insurance.

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance pays victims who are injured by uninsured, underinsured or hit-and-run motorists. UM/UIM coverage is typically offered with a minimum limit of $25,000 per person or $50,000 per accident.

Bodily Injury Liability protects the policyholder in the event that they are sued by a third party for damages, like medical bills or property damage. Third parties can also file claims for pain and suffering in cases where the injury was serious enough to warrant it. Third-party claims are, however, the majority are settled by insurance companies. A skilled lawyer to the table can ensure that you are able to recover the entire amount of damages available to you.

Contact an attorney

Car accidents can be stressful and expensive that range from car damage to medical bills to lost wages. A lawyer can help identify who was responsible for the accident and pursue compensation from the responsible party.

A lawyer can also guarantee that your claim covers all your expenses and losses. They will take into account your current and future costs of living as in addition to physical and emotional distress. They will also take into account the effects of the injuries you sustained on your health.

In New York, if the negligent driver did not have insurance or only the minimum amount required by law, you may be able to claim compensation under your own insurance policy's uninsured motorist coverage (UM). An attorney can provide you with this option.

It is important to hire an experienced lawyer for auto accidents. Their education and experience puts them in an ideal position to get you the amount you're entitled to. The insurer of the defendant will recognize that your attorney is willing to pursue the case, which can lead to an increase in settlement offers.