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How Much Is Your Auto Accident Compensation Worth?

Damages resulting from car accidents are designed to compensate victims for their losses. Some of the damages include property damage, medical bills and suffering and pain.

In New York, you have up to three years to pursue legal action after an accident, but waiting too long can harm your case. Evidence can be lost over time or destroyed. Witnesses could forget important information.

Damages

In a car accident the victims may receive compensation for their economic losses including medical expenses and lost wages. They may also be awarded compensation for non-economic injuries, like suffering and pain. The amount of compensation you receive will depend on the severity of your injuries and the impact they'll have on your life.

A skilled auto accident law firm accident attorney can help you determine the value of your injuries as well as property damage, and negotiate with the insurance company to reach an equitable settlement. However, remember that insurance companies are in business to earn a profit. They will do everything they can to settle your claim as cheaply as they can. You need an attorney who will fight for you to obtain the maximum amount you are entitled to.

In addition to the costs of repairing your vehicle, you can also claim compensation for personal belongings which were damaged in the collision. Jewelry, clothes, and shoes are all covered. You can also receive compensation for the costs of gardening, housekeeping, or childcare if you are unable to do these tasks on your own due to your injuries.

Your deductible is also part of the equation in determining how your claim is worth. You must pay your deductible prior to the insurance company begins to pay for your damages. You could then sue the driver responsible for any remaining damages.

Medical bills

The medical costs resulting from a car crash can quickly increase. The cost of an ambulance ride, hospital stay or inpatient care can be several thousand dollars or more. Additionally, the cost of physical therapy, prescription drugs and other treatments can continue to rise as the accident victim continues to recover.

The at-fault driver is responsible for the cost of a victim's loss including medical expenses when they are found liable in the course of a lawsuit. However, the law does not normally require the at-fault party to pay for their victim's medical bills on an ongoing basis.

If you're not in a state with no-fault laws, the first step for medical bill reimbursement is to submit an application to your auto accidents insurance provider for PIP (personal injury protection) coverage. Based on the policy limits the coverage may cover most or all of your medical expenses.

You must also file an appeal against the liability insurance of the driver at fault, as well as your own uninsured motorist insurance policy. Insurance policies may pay your medical expenses however they are usually accompanied with deductibles as well as other terms which you must follow. An experienced lawyer will assist you through the process of obtaining medical bills paid. This will save you from having to spend your income on medical care, and it will allow you to concentrate on your recovery.

Loss of wages

Car accidents can result in you missing work. This can result in you being without a paycheck and unable to pay your bills. You could be required to borrow money from family or friends. It can also take months to settle your case. During this time, you'll have to pay for your expenses yourself and wait for the settlement.

You can recover lost wages in the event that you've been injured in a car accident. This can include hourly earnings and salary, but it could also include other financial advantages like raises and bonuses. Your attorney can help you determine the amount of loss of earnings.

You can either file a claim with an insurance company that is no-fault or pursue the party at fault for lost wages. The typical claim will involve your medical bills, proof that you missed work because of your injuries, and documentation of your lost earning capacity. It is commonly known as demand package.

You'll need a letter from your employer verifying your employment details including the days you were off because of your injuries and the hours that you work on a regular basis. You'll need your pay stubs, tax documents and other relevant documents. Your attorney can help you gather these documents and then prepare an impressive demand package to present to the insurance company or the judge in your case.

Suffering and pain

Some expenses associated with an accident can be calculated down to the penny, for example, medical expenses, emergency services such as surgery, medications, lost wages, etc. However, others aren't. The unquantifiable costs are known as pain and suffering, and are a crucial component of a compensation claim.

Both the emotional and physical consequences of an accident are as a result of suffering and pain. The injuries suffered by a victim can be long-lasting and impact their lives, leading to permanent disability or even death. A person suffering from a debilitating head injury, as an example could never be able to work or function normally. These kinds of injuries typically need a substantial settlement.

In the majority of cases, how much pain and suffering a victim suffers is determined by the severity of the injury and the impact it has had on their life. An experienced attorney will research the specifics of your case and decide an appropriate amount for settlement. They will utilize previous settlement amounts for similar injuries as a reference to give you an idea of how much your case is worth.

Insurance companies try to discredit the claims of victims for suffering and pain, by claiming that their injuries were not sufficiently severe. An experienced lawyer can resist such tactics and negotiate on your behalf with the insurer to ensure that you get an honest settlement.