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Types of Accident Compensation

This type of compensation usually covers medical expenses, such as prescription medications and devices, physical therapy, and surgery. It could also be used to pay for future earnings.

This type of payment can be referred to as "general damages." It can be challenging to determine the value of these damages due to the fact that insurers employ different methods of calculation.

Economic Damages

Economic damages are the tangible, measurable expenses that result from an accident lawyers. These include out-of-pocket expenses as well as the loss resulting from a missed work damages to property and the potential for future financial losses due to the disability or injury. The courts and juries usually determine these costs based on documentation such as hospital bills, pharmacy receipts and vehicle repair estimates.

These are the direct costs of a crash, and are simple to prove. They cover medical expenses, for example, the first hospital stay and all subsequent treatment and care. These expenses can also include the cost of fixing damaged vehicles or other items of property such as clothes and household items. The cost of hiring someone to perform chores around the home or to transport children to and from school, or other activities may be included in these expenses, as well.

The loss of wages is a different important type of economic damage. This includes not only the wages you have missed due to your injuries but also the lost productivity during your recovery and any sick days or vacation leaves. In some instances you may even be able to claim compensation for the loss of your potential earnings if your injury prevents you from returning to your previous job or stops you from earning the same amount in the future.

Although these costs are evident and easily quantifiable, many of the other damages that you can claim are less so. These non-economic damages can be more difficult to quantify and can include things like pain and suffering, disfigurement, and loss of enjoyment of life.

How can you prove the damage?

While a few of the expenses in these categories are simple and can be proved with paperwork and receipts, other expenses may require expert testimony. For instance, in situations where an Accident Law Firms leads to serious spinal cord injuries that leaves the victim partially paralyzed or disabled, it could be necessary to speak with an occupational specialist to assess the full impact of the injury. This can aid the jury or the court make an accurate assessment of your financial and personal impact.

The most complex economic losses are those relating to future medical expenses as well as lost earnings. It may be possible to document these expenses by utilizing a medical professional's estimate of when you will achieve the point of maximum medical improvement or when your recovery is likely to be over. However, you'll have to prove your financial loss by submitting pay statements, expense receipts, and other evidence of your past and present income.

Insurance companies are trying to keep from paying as much damages as they are legally required to. A personal injury lawyer who is skilled will ensure you receive all the compensation damages you are entitled to. Dennis and King will schedule a no-cost consultation. We can help you recover all of your economic and other damages following a New York auto accident lawyer or personal injury incident.