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How to File a Boat Accident Claim

Boating can be enjoyable and exciting, but it can quickly become dangerous if not careful. Just like automobiles, boats must abide by strict safety rules to avoid injuries.

If you've been injured in a boating accident you could be entitled to compensation for your medical expenses and for property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing you can do following a boating accident is to collect evidence and speak with an attorney. It is also important to seek medical treatment immediately for any injuries. Medical records and other evidence is needed to support the claim for damages such as future and present medical costs in addition to loss of income earning potential, property damage, and other non-economic damages such as pain and suffering.

Videos and photos are helpful in preserving evidence from the scene of an accident. Eyewitness testimony is an additional important evidence source, as it can provide important information about the causes of a collision that might otherwise be missed. Police and incident reports can also be used to determine the timeline of what happened in the particular case.

A lawyer who is experienced can scrutinize the evidence to determine which parties could be responsible for the victim's injuries or losses. A lawsuit for negligence arising from a boating accident usually involves multiple parties, including the driver of the boat and the manufacturer or owner of the watercraft.

A reputable lawyer is able to manage all communications with insurance companies who are involved in a claim of a victim for compensation. An attorney can impede victims from revealing information that could be used against their case in court. they can also help victims obtain fair settlement offers for their damages.

2. File a report

The first thing you should do following a boating accident is to ensure everyone is secure. Then, you should contact the local law enforcement agency and submit a formal report of the incident. Depending on the state laws and regulations you may only have 48 hours to file a report in case of serious injury or death requiring medical treatment above basic first aid. You may also have 10 days to file a report if you are in a position to not locate the boat or if the accident results in more than $2,000 worth of damages.

You should also remain at the scene of the accident and assist other boats or people, if possible without endangering your safety or that of the victims. This will allow the law enforcement officer to take note of important details like how the accident happened, who was onboard at the time of the collision and the reason for it.

However, even the most well-trained and experienced boaters could be involved in accidents on the water because of the negligence of someone else. A knowledgeable lawyer can assist you in identifying the negligent party responsible for the damage and seek compensation. Recoverable damages typically include your medical expenses, property damage and financial losses. Moreover, filing an action against the responsible person could result in monetary reimbursement for your pain and suffering, as well as loss of quality of life and other emotional traumas that are associated with the crash.

3. Inspect the Damages

After medical professionals have examined all the injuries sustained by everyone and determined that they are all in a safe location It is essential that you take a thorough examine the damage to the boat accident law firm. You must now begin thinking about your insurance policy.

A surveyor will be assigned to your claim and will be sent out to assess any damage caused by the accident. The surveyor will evaluate what you initially reported with the damage and begin to calculate the value of the damages.

It is impossible to control every aspect that causes a boat accident law firm accident. If there was a defect in the boat, you might be in a position to file a claim for product liability against the company who manufactured the boat.

In these instances it is crucial to hire a lawyer who has experience handling boating claims as they can create an airtight case to prove that the manufacturer was accountable for the accident.

It is also important to remember that various types of boats are protected differently by insurance policies. Homeowners insurance, for example, will usually only cover small boats with engines below 50 HP. This means that airboats, jet skis and larger vessels will not be covered by homeowner's insurance.

4. Contact an attorney

When you are secure and have visited a medical professional regarding injuries, be sure to inform your insurance company. It is likely that you will need to notify them even if no police report is filed. It is important to be careful with your information as the insurance companies often try and assign blame for the accident. This could reduce the amount of compensation paid. The NYC lawyer for boating accidents at Mirman, Markovits & Landau will be determined to prove these claims and limit the amount of fault attributable to you.

If you're able to to, it's a good idea to gather information on the other boat owners or operators involved in the accident. Included in this information are their name, address and telephone number and any insurance details. It is also helpful to have a copy the accident report filed.

Boat accidents can be scary and cause serious injury. They can cause significant medical bills, lost wages and other damage. The parties responsible must be accountable for any harm they may have caused. You will not get the amount you are due if you don't speak with an experienced New York injury lawyer as soon as you can. This will allow you to focus on improving your situation and level the playing fields.