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What You Get From an Auto Accident Settlement

The amount you are awarded for a car accident settlement depends on the severity of your injuries. Medical bills are higher for more serious injuries.

Documenting these losses can help you maximize your settlement. Your lawyer can create a list of damages, including doctor's notes, wages records, and eyewitness testimonies.

Medical bills

Medical expenses are usually the first thing that people think about when injured in a car crash. Fortunately, the law usually covers these costs in personal injury cases. However, it may take months or even years before the at-fault motorist is held responsible by a court ruling or settlement agreement. In the meantime, victims accrue medical bills that must be paid.

Car accident injuries often require extensive medical treatment that includes surgery as well as physical therapy. Medical bills can be very expensive. It is important that victims know that they don't be obligated to pay for the medical bills themselves following a crash. Instead, the at-fault motorist is responsible for these as part of their settlement.

In some instances, a party at fault will pay directly for the medical expenses of the victim. In other instances, the victim's health insurance plan or med-pay coverage will pay these costs in the event that they increase. Depending on the victim's situation and the type of insurance coverage, these charges could also be covered under rolling claims.

In some instances the hospital or health insurance provider could place a lien against the settlement for a victim. A qualified attorney can help negotiate these liens to bring more money into the victim's pockets.

Lost wages

A car crash can wreck financial havoc. In addition to your medical bills and property damage you may have to cover the cost of lost wages because of your injuries. New York law requires car insurance policies to compensate you for the loss of income, up to a certain limit. Your lawyer will work with you to get the full amount that you are entitled to in lieu of your lost wages.

Paystubs or other wage documents are the most popular way to prove income loss. If you were self-employed or on commissions, other relevant documents include profit and loss statements, invoices, receipts and bank statements, and other financial correspondence. It is also essential to have letters from your employer that substantiates the number of hours/days you missed due to injury.

If you have an injury that permanently limits or stops your earning potential, your lawyer will consult an economist or financial expert to determine your future earning potential. In this type of case the expert will look at your age, education, credentials, training, career trajectory, and job duties that you can no longer perform.

At Michaels Bersani Kalabanka, our Syracuse car accident lawyers often deal with clients who are injured in accidents and can not work. They are not only entitled to no-fault lost wages, but could also obtain additional compensation from the at-fault driver's or owner's insurer.

Pain and suffering

After a crash, car victims should be compensated for their emotional trauma and pain. However, because emotional distress and physical pain are not captured in a photograph or documented with xrays, insurance companies tend to discredit these losses. It is essential to have a seasoned personal injury lawyer on your side in dealing with the insurer of the driver who caused the accident.

Your Queens injury lawyer can help you gather all types of evidence to prove your claim for damages. For example, a victim's medical bills and written formal diagnoses can establish the severity of their injuries. A diary or a journal, which begins at the time of an accident and continues throughout the healing process, can capture physical and emotional discomfort as well as emotional turmoil.

The severity of your injury will affect the settlement you receive. A spinal cord injury, or a severe head trauma, for example can result in a larger payout than a minor sprain that heals in three weeks.

The amount of your injuries are an important aspect that can affect the amount you receive from an auto accident law firm accident settlement. Your lawyer will assist you in formulating your damages and constructing a strong case for you to receive the maximum amount of compensation you are entitled to. To learn more about the types of damages that can be awarded in the course of a New York auto accident lawsuit get in touch with an experienced attorney.

Damages

As we discussed above Settlement awards are designed to compensate car accident victims for financial losses. The amount will vary depending on the severity of a victim's injuries and how much they've lost because of the absence from work and property damage.

Additionally, an award can also include non-economic damages such as pain and suffering. These damages aren't easily quantifiable, however, insurance companies use formulas to determine how much they should pay for these kinds of damages. A multiplier, usually calculated based on medical costs, is added to the quantifiable costs to determine the amount of settlement for non-economic damages. Injuries that are severe and permanent generally result in larger award amounts than injuries that are minor or temporary.

A car crash can be a traumatic experience and the financial losses that come with it could be life-altering. While the amount of settlements won't completely eliminate these losses, it should provide compensation that helps victims overcome their financial hardships and bring some order back to their lives.

A lawyer for car accidents with experience will know how to evaluate your case and fight for the best settlement likely to be as high as it can be. While it may be appealing to settle for less than you deserve, this could jeopardize your future recovery. If you sign the settlement agreement, you are reneging on the option to file additional claims or bring a lawsuit in court for any additional losses related to the accident.