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Types of Accident Compensation

This type of compensation typically includes medical expenses, which include prescription drugs, devices, physical therapy and even surgery. It may also cover loss of future earnings potential.

This type of compensation is usually referred to as "general damages." It can be difficult to determine the amount of these damages as insurers have different methods of calculation.

Economic Damages

Economic damages are the tangible, measurable expenses that result from an Accident attorneys. They include out-of-pocket expenses and losses resulting from the absence of work, property damage costs and the potential for future financial losses due to the injury or disability. The courts and juries usually determine these costs using documentation like pharmacy receipts, hospital bills and vehicle repair estimates.

These costs are relatively easy to prove and are the most immediate expenses associated with an accident. They usually include medical costs like the initial hospital stay, and any follow-up treatment and care. They may also include the cost of repairs to a damaged vehicle or other property items, like clothing and household products. The cost of hiring someone to take care of chores around the home or drive children to and from school or extracurricular activities could be included in these expenses as well.

Loss of earnings is another important type of economic loss. These include not just lost wages due to the fact that you were forced to stay home from work because of your injuries, but they can include lost productivity while recovering and any use of vacation days or accident attorneys sick days. In certain cases you can recover compensation in the event of a loss of future earning capacity. This is the case in the event that you are not able to return to your previous job or earn the same amount.

Although these costs are evident and easily quantifiable, many of the other damages you can claim are less so. These non-economic damages are sometimes more difficult to quantify, and could include things like pain and suffering, disfigurement, and loss of enjoyment.

How Do You Prove These Damages?

While a few of the expenses in these categories are fairly straightforward and can be proven by submitting receipts and papers However, some expenses will require expert testimony. For instance, in the event when an accident results in a severe spinal cord injury that leaves the victim partially paralyzed, it may be necessary to consult an occupational specialist to determine the full impact of the injury. This can assist the jury or court to determine the full scope of financial and accident Lawyers personal impacts will be.

The most complex economic damages are those relating to future medical expenses as well as lost earnings. It may be possible to document these costs using a medical professional's estimate of when you'll achieve the point of maximum medical improvement or when your recovery is likely to come to an end. You must prove that you'll suffer future financial loss. This can be accomplished by submitting your pay stubs or expense receipts.

Insurance companies try to avoid paying the total amount of the damages they are legally required to pay. A personal injury lawyer with experience can ensure you receive all the compensatory damages you are entitled to. Dennis and King will schedule a no-cost consultation. We can assist you in recovering all of your economic and other damages following an New York auto accident or personal injury accident.