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Car Keys Missing? Here's What to Do

Car keys are one of the most difficult things to lose. You could lose your car keys easily particularly if you have both your house and office keys on the same key fob stolen what to do ring.

Fortunately the personal property protection under your renters or homeowners policy usually covers keys stolen from cars. However, you may still be required to pay your deductible.

Retract your Steps

It's been a tiring day and all you would like to do is go back home, put on your comfy sweats, eat some pizza, and binge-watch some TV. But then you realize that your keys aren't exactly where they should be and your perfect night is quickly ruined. The panic sets in, and you begin to think of the worst scenarios you could imagine. It does not work. The best option is to calm down and take a deep breathe. Once you've regained control over your rational mind, you can start figuring out the next step.

Retracing your steps is the first step. Think about when you last had keys in your hands and where you were with them. Retracing your steps can help you figure out where they went missing and hopefully find them. You should also contact the police to report the theft of your car keys. This will permit them to investigate and locate those responsible.

After retracing your steps you should look in some odd places. Keys often end up in odd places such as the folds of a couch cushion, or in a laundry pile. You can also check with family members to see if there's an extra key that's been hidden in a convenient location. If all else fails you should call a locksmith to come make you new keys. This may be expensive, however it will protect your house and car from theft.

Call the Police

After a long, tiring day at work you're looking forward to getting home, don your comfy sweats and order a pizza and watch your favorite TV show. But then you realize the keys to your car are missing. What do you do?

While it's easy for you to be panicked initially, it's essential to take your breath and think clearly. Calling the police is the first step.

The police department in your neighborhood may not be able find your keys to your car. However filing a police report will create a paper trail that will aid authorities in tracking down the perpetrator. Plus, many insurance companies require that you complete a police report before they can reimburse you for items that were stolen.

Give police as much information as you can when you call. They will require your vehicle's model and registration number as well as any other distinctive features. They may also use ANPR technology or CCTV footage to track your vehicle's movements.

Don't forget to tell the police if you had anything valuable in your vehicle at the time it was stolen. Thieves often search for items they could sell or use to fund their next crime.

Notifying the police that had your wallet with you when the theft occurred is also a good idea. This can help prevent identity fraud if thieves decide to use documents or financial information that they discover in your purse or wallet.

It is also advisable to contact your homeowner or renters insurance company. They could help you replace keys lost or stolen car keys or things that were taken away by them. They will also let you know the steps they have to follow to make your claim. For instance homeowners might have to employ a locksmith in order to change their locks, while others may have to have their vehicles towed to the dealer or an auto repair shop.

Contact Your Insurance Company

If your car keys go missing, you should call the police. This will leave an electronic trail and make it harder for thieves to smuggle your credit card details and other personal information. Additionally, many insurance companies require that you make a formal report of the theft with them.

If you have comprehensive car insurance your insurance provider may pay for the replacement of key fobs. It is worth checking before making a claim. You'll need your policy number in hand along with the make and model of your vehicle.

Based on your deductible and the cost of your key fob, it might not be worth the hassle of filing an insurance claim for lost keys to your car. The majority of old mechanical keys are less expensive than the deductible for car insurance and can be replaced at any store that copies keys. However the smart key fob needs to be reprogrammed by the dealership or by the car maker, and can be costly, ranging from hundreds of dollars or more. If you file a claim, it will be recorded on your file and increase the cost of your car insurance next time you renew.

Other kinds of insurance, such as homeowners, can cover your keys if they are stolen car keys from House, however this is more difficult and will depend on the terms and conditions of your specific policy. You can avoid losing your keys to your car by keeping a spare set in a secure place in your office or at home. This will provide you with peace of mind in the event that they get lost, and also prevent you from having to shell out a lot of money to replace keys. Don't forget to leave your keys inside the car stolen lost spare key. This could lead to trouble. It is also recommended to change the locks in your home or office, particularly if you've recently experienced a theft problem.

Contact an expert locksmith

If you've tried to backtrack your steps, and you are still unable to locate your car keys, you need to contact a locksmith. A reputable locksmith can assist you without damaging any of your belongings. They can also cut you an extra key on the spot so that you'll have one in the future.

It is best to contact the police as soon as you realize the keys are missing. This will prevent the thief from having the chance to use them. Contacting the police right away is also a wise step. This will give them an account of what transpired and could be helpful in the event of an insurance claim.

If you do decide to call a locksmith, make sure to mention the VIN number of your car stolen with keys in it and the type of key it is using. This information will help them determine what type of key you need, and it will let them know the amount of programming your new key will need. They must also verify that you own the vehicle in order to avoid any illegal activity.

Most people don't notice it until they're already missing their keys to their car, however you can reduce the chances of losing them by keeping a spare at your office or home. This is especially helpful if your car has to be parked because you are working late or for some other reason. You can have a locksmith make you a spare key and store it in a place that is difficult to access, such as an unlocked drawer.

The majority of people will have this experience at some point. You can limit the damage to your home and life by being calm and taking the right actions. Avoid using more extreme or devious methods to gain entry into your vehicle or home. They will only cause more trouble in the future. Remember, a locksmith is just a phone call away!