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The US financial industry was facing a total collapse after your large investment banks were allowed from your government to embark through the biggest securities scam of all time. This brought dozens of your countries corporations to their knees and threatened an entire collapse of america economy, possibly worse than the Great Depression of the 30's. This resulted hurting for millions of American corporations even though everyone banks were allowed to bail themselves out while keeping their wealth intact.

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We cannot expect to inherit retirement savings from parents; increasingly we will surely have to help our parents in their retirement without us even realizing are living longer and long term health care costs are rising exponentially. To make matters worse, most US Corporationsare slashing their pension plans, forcing US citizens to be entirely independent in saving for their future.

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